If a phone is lost or stolen, can’t they just pull up the app and charge products easily?
— Linda in Hemet, California
Thanks for the question, Linda. The short answer is no, not if you have set a passcode on your device and they can’t guess it. Then you did the second most important protection by enabling two-factor authentication or 2FA. If you’ve done these two things, there’s a good shot that they won’t be able to get into your phone at all to get to those apps to charge products. You can also erase everything on your phone remotely and remove it from your Apple or Google accounts.
Listen, we know losing a phone can be incredibly stressful for many different reasons. Dealing with all the logistics can be a nightmare, on top of the privacy and security concerns of your information being exposed. Not to mention Linda’s concern over the risk of fraudulent charges through apps. We hope to ease some of your worries with some tips to prevent unauthorized charges on your lost or stolen phone.
- Open the Find My app and tap the Devices tab to see your iPhone on a map
- You can also tap the name of your iPhone to see it on the map. Once you’ve located it, you can perform the following:
Tap Play Sound to make it ring
Tap Directions to get directions to its locations
You can also get notifications when it is found by toggling on the button next to Notify When FoundYou can also Mark As Lost by tapping on the blue Activate button below the words Mark As Lost. Follow the onscreen instructions to Mark as Lost, keeping the following in mind:
Passcode: If your iPhone, iPad, iPod touch, or Apple Watch doesn’t have a passcode, you’re asked to create one now. For a Mac, you must create a numerical passcode, even if you already have a password set up on your Mac. This passcode is distinct from your password and is only used when you mark your device as lost.
Contact information: For iPhone, iPad, iPod touch, Mac, or Apple Watch, the contact information and message appear on the device’s Lock Screen. For AirPods or iPhone Wallet with MagSafe, the information appears when someone tries to connect with your device.
When the device has been marked as lost, you see Activated below the Mark As Lost section. If the device isn’t connected to a network, when you mark it as lost, you see Pending until the device goes online again. - Tap Play Sound to make it ring
- Tap Directions to get directions to its locations
- You can also get notifications when it is found by toggling on the button next to Notify When Found
- You can also Mark As Lost by tapping on the blue Activate button below the words Mark As Lost. Follow the onscreen instructions to Mark as Lost, keeping the following in mind:
Passcode: If your iPhone, iPad, iPod touch, or Apple Watch doesn’t have a passcode, you’re asked to create one now. For a Mac, you must create a numerical passcode, even if you already have a password set up on your Mac. This passcode is distinct from your password and is only used when you mark your device as lost.
Contact information: For iPhone, iPad, iPod touch, Mac, or Apple Watch, the contact information and message appear on the device’s Lock Screen. For AirPods or iPhone Wallet with MagSafe, the information appears when someone tries to connect with your device.
When the device has been marked as lost, you see Activated below the Mark As Lost section. If the device isn’t connected to a network, when you mark it as lost, you see Pending until the device goes online again. - Passcode: If your iPhone, iPad, iPod touch, or Apple Watch doesn’t have a passcode, you’re asked to create one now. For a Mac, you must create a numerical passcode, even if you already have a password set up on your Mac. This passcode is distinct from your password and is only used when you mark your device as lost.
- Contact information: For iPhone, iPad, iPod touch, Mac, or Apple Watch, the contact information and message appear on the device’s Lock Screen. For AirPods or iPhone Wallet with MagSafe, the information appears when someone tries to connect with your device.
- When the device has been marked as lost, you see Activated below the Mark As Lost section. If the device isn’t connected to a network, when you mark it as lost, you see Pending until the device goes online again.
If you are certain your phone is stolen or stolen and it seems unlikely you will be able to retrieve it, you can remotely erase all data on the device. You can do so by tapping Erase This Device. It will ask you to confirm by clicking Continue – Note: ALL content and settings will be erased when this iPhone connects to the internet. If Find My network is enabled, you will still be able to locate this iPhone.
- On a browser, go to android.com/find
- Sign in to your Google Account.
If you have more than one device: At the top of the sidebar, select the lost device.
If your lost device has more than one user profile: Sign in with a Google Account that’s on the main or personal profile.
- If you have more than one device: At the top of the sidebar, select the lost device.
- If your lost device has more than one user profile: Sign in with a Google Account that’s on the main or personal profile.
- The lost device gets a notification.
- On the map, you’ll get info about where the device is.
The location is approximate and may not be accurate.
If your device can’t be found, you may find its last known location, if available. - The location is approximate and may not be accurate.
- If your device can’t be found, you may find its last known location, if available.
- If you get a prompt, tap Enable lock & erase.
- Select what you want to do:
Play sound: Rings your device at full volume for 5 minutes, even if it’s set to silent or vibrate.
Secure device: Locks your device with your PIN or password. If you don’t have a lock, you can set one. To help someone return your device to you, you can add a message or device number to the lock screen.
Erase device: Permanently deletes all data on your device but may not delete SD cards. After you erase it, Find My Device won’t work on the device.
- Play sound: Rings your device at full volume for 5 minutes, even if it’s set to silent or vibrate.
- Secure device: Locks your device with your PIN or password. If you don’t have a lock, you can set one. To help someone return your device to you, you can add a message or device number to the lock screen.
- Erase device: Permanently deletes all data on your device but may not delete SD cards. After you erase it, Find My Device won’t work on the device.
Play sound, secure device, or erase your device. (Kurt Knutsson)
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Remove the device from any accounts you can
After you remotely erase the data, you can remove the phone from your accounts. But first, try to find it through icloud.com. I would recommend you keep on looking before you contemplate erasing it, hoping there’s a good Samaritan who will respond to your Marking the device as lost as described above.
After a few hours, if you see the device moving and no one is responding to you, then that’s not a good sign, and it’s time to sever ties your device has with your data. For your Apple account, follow these steps:
How to remove iPhone from accounts
- Go to icloud.com and log in with your Apple ID
- Click the grid of 12 small dots in the upper right-hand corner of your screen.
- Click on Find My iPhone
- Click on All Devices and select the device you want to remove
- Click on Erase (Device) and enter your Apple ID password
- When the device is erased, click Remove from Account
How to sign out of Android accounts
- Open the Google Account settings page in your web browser. You can do this by going to https://myaccount.google.com or by clicking on your profile picture or initial in the top right corner of any Google page and selecting “Manage your Google Account.”
- Desktop: on the left navigation panel, click on Security
- Mobile device: on the top navigation, scroll to Security and click it.
- Scroll down to the “Your devices” section and click on “Manage all devices.”
- You’ll see a list of devices that are currently connected to your Google account. Find the device that you want to unlink and click on it.
- On the device details page, click on the “Sign out” button next to the device name. It will ask you to confirm your selection. Do so by tapping “Sign out” again. This will sign out the device from your Google account.
On the device details page, click on the “Sign out” button next to the device name. It will ask you to confirm your selection. Do so by tapping “Sign out” again. This will sign out the device from your Google account. (Kurt Knutsson)
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If you have a password manager, make sure to change that password as well. If you do not have one, we strongly recommend you make the purchase for extra security. It will help you to create unique and difficult-to-crack passwords that a hacker could never guess. It also keeps track of all your passwords in one place and fills passwords in for you when you’re logging into an account so that you never have to remember them yourself. The fewer passwords you remember, the less likely you will be to reuse them for your accounts.
Check out my best expert-reviewed password managers of 2023 by heading to Cyberguy.com/Passwords
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Kurt’s key takeaways
Losing a phone can be a nightmare, but taking immediate action can mitigate the risks. Remember, “Find My” and remote erasure are your allies in securing your lost device. Don’t forget to change important passwords and enable two-factor authentication for added protection. And always report the incident to your cell phone provider, bank, and the police. Stay vigilant and take control of your phone’s security to prevent unauthorized charges and safeguard your personal information.
Are you concerned about the security of your device? What steps have you taken to prevent any unauthorized charges on your lost or stolen devices? Let us know by writing us at Cyberguy.com/Contact
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How are hackers pursuing this new phishing technique?
Typically, when a hacker sends out a phishing email, it will consist of a link that the victim is urged to click on, which will lead them to a phishing website (often disguised as a legit site like Amazon), where they are urged to hand over their personal information. However, this technique has hackers using images instead of links.
By using only images, hackers can avoid these mistakes and instead urge victims to click on the image that will take them to the phishing website. ( )
Phishing messages can be spotted more easily if you read carefully, because there are typically spelling and grammar errors in them. By using only images, hackers can avoid these mistakes and instead urge victims to click on the image that will take them to the phishing website. These are stereotypically large promotional images that one might see in an advertising email from a company like Best Buy, Kohl’s or other large retailers, so victims may not second guess it right away. However, once the image is clicked on, victims are taken to phishing sites that are designed to steal passwords and other sensitive information.
If you’re receiving an email that’s claiming to be from a major company like Walmart or Delta, look closely at the sender’s email. ( )
Check the sender’s address
If you’re receiving an email that’s claiming to be from a major company like Walmart or Delta, look closely at the sender’s email. You can easily use your trusted search engine to look up the real email address for these companies and if the email you got doesn’t match that address, then you’ll know it’s a scam.
THOUSANDS OF IMPOSTER WEBSITES DISCOVERED MIMICKING TOP BRANDS TO STEAL YOUR BANKING INFO
Don’t click links or open attachments
If you get an email from an unknown sender, and it has links, attachments, or in this case, images that you’re being urged to click on, this is a big red flag. This is one of the main ways that scammers will lead their victims to phishing websites, so make sure you’re not just blindly trusting the sender and clicking on whatever they’re offering you.
See my expert review of the best antivirus protection for your Windows, Mac, Android and iOS devices by heading to CyberGuy.com/LockUpYourTech.
Kurt’s key takeaways
Cybercriminals are now using images instead of links in their phishing emails to deceive us and lead us to malicious websites. To avoid becoming a victim of these scams, it’s crucial to carefully check the sender’s email address, refrain from clicking on suspicious links or attachments, and stay calm to avoid falling into the hackers’ traps. By staying vigilant and following these steps, you can protect yourself from these vicious attacks and safeguard your personal information.
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What does this text messaging scam do?
Scammer texts from a random number
This new sneaky scam has a scammer text you from a random number claiming that they have your phone number yet don’t have a name attached.
Gain your sympathy
They will then try to gain your sympathy by saying they’re a long-lost friend or family member and they want to reconnect. The message will look something like this:
How do I know if it’s a scam and not a real person trying to contact me?
Remember, it’s always better to err on the side of caution when dealing with unfamiliar or suspicious contacts. Protecting your personal information and staying vigilant can help minimize the risk of falling victim to scams.
If you receive a text from someone claiming to have your phone number but not your name attached to it, it’s important to exercise caution, even if you think it might be a real person. While it may not necessarily be a scam, it’s always better to be safe and protect yourself. Here are some of my tips for protecting yourself.
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Beware of suspicious links or attachments
Avoid clicking on any links or downloading attachments from unknown senders. These could be phishing attempts to gain unauthorized access to your personal information or install malware on your device.
Having good antivirus software on your devices will make sure you are stopped from clicking on any potential malicious links or opening any malicious attachments that a scammer might send you, which may install malware on your devices and allow them to gain access to your personal information.
Man entering his payment information on his phone after falling for a scam text. ( )
Block and report the sender
If you suspect the text sender is engaging in fraudulent activity or if they continue to bother you despite your best efforts to determine their identity, consider blocking their number. Additionally, report the incident to your local authorities or the appropriate organization if it involves a known company or service.
MORE: SPAM TEXTS ARE OUT OF CONTROL, SAY ALL 51 ATTORNEYS GENERAL
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Use identity theft protection
If you accidentally gave the scammer your name, be wary of what they may do with your information. Identity Theft protection companies can monitor personal information like your home title, Social Security number, phone number and email address and alert you if it is being sold on the dark web or being used to open an account. They can also assist you in freezing your bank and credit card accounts to prevent further unauthorized use by criminals.
Do you ever get junk texts or scams like this on your phone? How do you reduce the number of spam texts? Let us know by writing us at CyberGuy.com/Contact
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Copyright 2023 CyberGuy.com. All rights reserved.
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What is Google Wallet?
Google Wallet was formerly known as Google Pay, and Google Pay was originally known as Android Pay. It’s pretty much the same idea as Apple Pay for iPhone users, where you can keep your payment cards on your phone and tap it at checkout to pay for contactless transactions anywhere Google Pay is accepted. Many places support Apple Pay and Google Pay, but not every place you visit may be accepting this as a form of payment just yet. Let’s go over what you’re getting with this new update.
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Some people will now be able to add their IDs, including driver’s licenses and student IDs, to their Google Wallet. (Google)
Digital car key
You can also now experience the freedom of a lighter keyring by securely storing your digital car keys in Google Wallet. All you have to do is hold your phone to your car door handle, and voila! It opens. Enjoy the convenience and security of digital car keys on the go.
At the time of publishing, this feature is initially being introduced for select BMW models only. However, digital car keys will soon be available for additional car models in the near future.
Kurt’s key takeaways
This is a significant upgrade to Android phones, and many of you will be grateful for and use Google Wallet. I wouldn’t be surprised if we find ourselves in a cardless world within the next five to 10 years. One thing is for sure we are witnessing a remarkable shift in how we handle transactions and manage our finances. The main things I have concerns over are security and privacy, and as long as these big tech companies like Google address this to stay ahead of the crooks, we should be in good shape.
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If you were certain storing your payment details were safe inside your phone, would you use Google Wallet or Apple Pay? Why or why not? Let us know by writing us at CyberGuy.com/Contact
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MASSIVE CYBERATTACK STRIKES MILLIONS: ARE YOU AT RISK?
A splash of style and speed
Imagine this: You’re zipping across the water, feeling the exhilaration of a jet ski but with the sleek design and luxury of a sports car. Sounds too good to be true? I think not! JetCar California has married these two worlds in a way that’s turning heads and making waves (now that’s a punch line). Picture a low-profile, aerodynamic wonder that skims across the water with the elegance of a swan and the speed of a cheetah. This thing will make you the life of any beach party.
MAP BURIED INSIDE YOUR PHONE REVEALS WHERE YOU’VE BEEN AND PHOTOS YOU SNAPPED THERE
The new watercraft uses both jet ski and sports car technology, allowing you to reach speeds of 65 mph on the water. (JetCar California)
Safety and comfort: A marriage made in aquatic heaven
JetCar California didn’t forget about safety and comfort while designing this stylish speed demon. The sports car-inspired cockpit features luxe materials, ergonomic seating and a digital dashboard display, making you feel like aquatic royalty. You can enjoy your ride worry-free with safety features such as an automatic emergency shut-off system and built-in flotation.
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The price tag for the watercraft starts at $35,000. (JetCar California)
Kurt’s key takeaways
Innovative and daring. What’s not to love? The JetCar California combines the thrill of a jet ski with the luxury of a sports car, offering a unique aquatic experience that will make you the envy of any beach or lake gathering, with a price tag reflecting its cutting-edge design and performance.
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What do you think about this jet ski-sports car mash-up? Can you picture yourself zipping around on this bad boy, making waves and turning heads at the beach? Or are you more of a “watch from the shoreline” kind of person? Let us know by writing us at CyberGuy.com/Contact/.
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Revolutionary AI platforms that mimic human conversation, such as the wildly popular ChatGPT, will never reach human-like cognition despite their large their neural networks and the massive datasets they are trained on if they remain disembodied and only appear on computer screens, researchers at the University of Sheffield reported in a new study.
ChatGPT, a chatbot that can simulate conversations with human users who provide prompts to the AI platform, learns in a similar way to human children through supervised and unsupervised learning. Unsupervised learning entails the system learning through trial and error, such as a human telling the chatbot an answer to a prompt was wrong and building off of that information. Supervised learning is more similar to children attending school and learning required material – AI-powered chatbots are trained on inputs that have pre-established outputs that the program learns from.
University of Sheffield professors of computer science Tony Prescott and Stuart Wilson found that despite AI having the ability to emulate how humans learn, the programs are unlikely to fully think like humans unless given the opportunity to artificially feel and sense the real world.
The study, which was published in the research journal Science Robotics, argued that human intelligence is developed due to the complicated subsystems of the brain that all vertebrates share. This architecture of the brain, coupled with a human’s experience in the real world to learn and improve through evolution, is something that is rarely incorporated when building AI systems, the researchers argued.
ChatGPT logo and AI Artificial Intelligence words are seen in this illustration taken May 4, 2023. (Reuters/Dado Ruvic/Illustration)
“It is much more likely that AI systems will develop human-like cognition if they are built with architectures that learn and improve in similar ways to how the human brain does, using its connections to the real world. Robotics can provide AI systems with these connections – for example, via sensors such as cameras and microphones and actuators such as wheels and grippers. AI systems would then be able to sense the world around them and learn like the human brain,” Prescott continued.
HUMANS STUMPED ON DIFFERENCE BETWEEN REAL OR AI-GENERATED IMAGES: STUDY
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Lots of different companies have AI software to convert text to video. It is commonly used as a way to create professional-looking content quickly.
Below are some text to video answers to commonly asked questions.
Text to video is an AI technology that can take just a few words and create a video based on that text. (iStock)
ARTIFICIAL INTELLIGENCE: FREQUENTLY ASKED QUESTIONS ABOUT AI
Meta is just one example of a company that has released a text to video software. (Costfoto/NurPhoto via Getty Images)
MetaAI is an example of a tool good for making short animations based off of just a few words of text. On the MetaAI website, there are some examples of animations that were created based on text. For one of the examples, the text typed in was “a dog wearing a superhero cape flying through the sky.” The tool was then able to produce an animation showing just that.
There are other tools like Synthesia that make longer, more realistic looking videos. With a tool like Synthesia, a user can choose a video template and an avatar to narrate the video. Then, a written script is typed into the software to create the video. With this software, an individual can then go in and make any desired edits they see fit, like adding backgrounds, colors, and text on the video.
The basic premise of turning text into video is simply typing text into the software and the tool will give you a video display of that text.
For longer, more advanced videos, the user’s editing is likely to be needed, even if it is simply to add some additional elements to the video, like a background for an avatar. For extremely simple, short graphics, there won’t need to be much work done on the user’s part other than creating clear text for the video to be produced by the AI.
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“I have a small business (it’s been inactive due to my husband’s illness for 3 years), but we have a website that we hoped we can be able to use eventually. We have a Facebook page that we have never really used for business. Suddenly last week, I noticed we had deductions from Facebook for $400+ numerous times. We can’t afford this. I went on to FB and found my advertising limit had been adjusted to $400. I did not do this, but they are draining our checking account dry. Do I report to the FCC or what? I really could use some advice on how to proceed. Thank you.”
– MARTHA, East Millinocket, ME
Facebook makes it easy for you to pay for things online through their two services, Meta Pay and Ads payments. Ads payments allow you to pay for ads you want to put on Facebook, while Meta Pay is simply a way for you to make payments on Facebook, Messenger, Instagram, and in participating online stores. However, having these conveniences also comes with the risk of having someone hack into your account, obtain your information, and drain your bank account, like what happened to Martha.
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How would someone gain access to my Facebook account?
There are multiple ways that a person can gain access to your Facebook account. Some people might have weak passwords, while others may have their information, like their email address and phone number, on their public profile.
Contact your bank or credit card company
I would also advise you to contact your bank or credit card company about the unauthorized purchase. If you have a debit or credit card attached to your Facebook account, your bank or credit card company should be able to help you take the necessary steps to get your money back.
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One way to keep your Facebook account safe is to use a two-factor authentication. ( )
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Set up login alerts
You should also set up login alerts so that you will be notified if anyone logs into your account from an unauthorized device. Here are the steps for setting up login alerts.
- Login to your Facebook account on a desktop computer
- Click your profile icon in the top right corner
- Click Settings & privacy
- Select Settings
- In the sidebar on the left of your screen, click Password and security
- Scroll down and click Password and security again
- Click Login alerts
- Choose your account
- Choose how you want to be alerted (in-app notifications, email, or both)
MORE: DESPERATELY NEED FACEBOOK HELP? DON’T FALL FOR THIS SCAM
What qualities should I look for in a password manager?
When it comes to choosing the best password manager for you, here are some of my top tips.
- Deploys secure
- Works seamlessly across all of your devices
- Creates unique complicated passwords that are different for every account
- Automatically populates login and password fields for apps and sites you revisit
- Has a browser extension for all browsers you use to automatically insert passwords for you
- Allows a failsafe in case the primary password is ever lost or forgotten
- Checks that your existing passwords remain safe and alerts you if ever compromised
- Uses two-factor authentication security
Check out my best expert-reviewed password managers of 2023 by heading to CyberGuy.com/Passwords
Are you concerned about the security of your Facebook account? What steps have you taken to protect your Facebook account from unauthorized charges and hacks? Let us know by writing us at CyberGuy.com/Contact
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One woman I spoke with on my national radio show even married her AI companion. No kidding, she says he’s the perfect partner. Watch our chat here.
When we’re talking AI and jobs, it’s easy to be nervous that the tech will make yours obsolete. Scan this list to see if AI might change the way you work for the better.
Research Scientist, Machine Learning: Up to $370,000
OpenAI is the company behind ChatGPT, and yep, they’re hiring. This position on the Policy Research team is for an experienced machine learning researcher. The pay range is $200,000 to $370,000 with “generous equity and benefits” like 29 weeks of paid parental leave, insurance for your whole family and unlimited time off.
Sr Creative Evangelist: Up to $200,200
Adobe — the powerhouse behind Photoshop, Acrobat and all the rest — is hiring a Senior Creative Evangelist specializing in Artificial Intelligence. This role is all about building and supporting the use and understanding of AI within the company (hence Evangelist).
Up to 50% of the job requires travel since this person will lead demos, community engagement and events. Are you qualified? A bachelor’s degree is preferred, with 7-plus years of experience in Community Relations and 2-plus years in the creative industry or using creative tools. Since it’s Adobe, you’ll also need a strong design background and portfolio.
Pay varies depending on where you work, from $100,100 to $200,200 annually.
Artificial Intelligence Researcher: Up to $240,000
Here’s another job for the researchers. ShortList Recruitment is looking for an AU researcher. Their client is one of the “leading Artificial Intelligence Research companies in the U.S.” and needs a highly-skilled researcher on the team.
The remote role has a $200,000 to $240,000 base salary and requires 3-plus years of experience in AI research, specializing in Deep Learning.
Data Annotation Specialist: Up to $105,000
Of course, Microsoft makes the list. They’re hiring a Data Annotation Specialist. There’s no college degree required, but you must speak and write in Quebec French.
The San Francisco-based role is a good fit if you have “a creative hacker spirit and love solving puzzles” and “a passion for making powerful technology safe and societally beneficial.”
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The expected salary range is $280,000 to $375,000, along with equity. Benefits include insurance for you and the family, 401k with 4% matching, unlimited PTO, and relocation support to move to the Bay Area.
Plus, the FCC puts an end to scam texts. UFO sightings are rising because of Elon Musk’s satellites, a GPS tracker that sees if your skis are stolen and three free police scanner apps. And a money tip that saved me over $456 in 5 minutes. Check out my podcast “Kim Komando Today” onApple, Google Podcasts, Spotify, or your favorite podcast player.
Sound like a tech pro, even if you’re not! Award-winning popular host Kim Komando is your secret weapon. Listen on 425+ radio stations or get the podcast. And join over 400,000 people who get her free 5-minute daily email newsletter.
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Tesla is developing a robot called “Optimus.” (Tesla)
MORE: ROBOTS ARE REPLACING SECURITY GUARDS. SHOULD WE GIVE THEM GUNS?
Remember “Surrogates,” that 2009 movie where everyone lounged at home, living their lives through better-looking, risk-taking robot versions of themselves? Now, I’m not suggesting we’re quite there yet. However, the arrival of Tesla’s Optimus does make you ponder if we’re indeed tiptoeing toward such a reality. It’s not quite a surrogate yet, although, with its ability to take on household chores and errands, Optimus is undoubtedly pointing us in that direction.
No, Optimus aims at the everyday person, promising to ease our daily lives.
Robots are being developed to take on day-to-day tasks of the average person. (Tesla)
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Yet, as fascinating as this development is, it’s essential to note that we’re not quite in “Surrogates” territory … yet. Optimus isn’t going to replace us at social gatherings or carry out intricate human interactions. However, with the rapid pace of advancements in AI and robotics, the day may not be as far off as we might think.
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A man wearing a head device, training the artificial intelligence that will be used by the robots. (Tesla)
For now, let’s marvel at the possibilities that Optimus brings to our doorstep. Who knows? Soon, the idea of a robot doing your laundry while you enjoy a quiet evening at home might not be the stuff of science fiction but an everyday reality.
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Do you see a future where a robot handles your chores while you control it from the comfort of your home, or does the idea unsettle you? Let us know by writing us at Cyberguy.com/Contact.
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